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Reply to "Anyone else as irrational, have 18 M net worth but want to keep working "
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[quote=Anonymous]We’re mid-50s and starting to think seriously about when “enough” is enough. Our net worth is around $16M, with about $13.5 in liquid investments, and we both still work full-time. My spouse earns more, but we’ve always lived well below our means and focused on saving and investing steadily over the years. We don’t spend much on status items — most of our budget goes to the kids’ activities, tutors (they’re in public school), and family trips. My job is low stress with good flexibility, and my spouse genuinely loves their work, so there’s not much urgency to stop. For me, retirement is less about the money and more about setting an example for our kids — that work has purpose and value. Our youngest will be out of the house in a couple of years, so I’m thinking about retiring around 63, once the kids are through college. Hopefully we’ll both be healthy and ready to enjoy that next stage together.[/quote]
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