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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]New poster here. Why wouldn’t you mentally put a value on a pension? It seems a bit silly for everyone else to calculate/think about about their net worth, but families with $50-$100k+ in pension payments coming are supposed to mentally pretend that this has no cash value.

If both my spouse and I die without getting a chance to receive those pension payments, then that’s the way it goes (I’m guessing that I won’t care at that point, lol - and we have enough other savings that our children would still inherit a nice amount anyways). But while I’m alive, I’m including an estimate of our pension value in my own personal net worth calculations. 
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For what purpose?  To feel richer?  To compete with others?  Should I do the same with social security?[/quote]

NP.  Why do you care?  Why do you assume it's to compete or feel rich?  You're projecting your own insecurities and character failings onto OP.

I also assign a value to my husband's pension.  Because so much of what I read about retirement is "you should $x in assets by this age if you have x, y, and z."  To track our progress against this kind of advice, it's helpful for me to know the asset value of that income.  Otherwise, I'm perpetually coming up $1M short in my asset projections.  [/quote]

Well, first of all, the OP immediately agreed they were thinking about it all wrong when it was explained to them.  So the OP is reasonable.

But you, on the other hand, are too dense or ill informed to do that.  Have you actual done any real financial planning or met with a real advisor?  Because what you're "reading" is sophomoric.  That's not how any professional would advise you.  [/quote]

NP, but, my god, let it go, Karen.  You can calculate an income stream as an asset value or as an annual income amount.  OP apparently wants to do the former.  Your meta-commentary is irrelevant.[/quote]

Nope.  OP merely thought that's how it was done.  Once it was explained to her she got it.  You're just plain wrong, and it hurts you so.  You so desperately want to have a higher net worth than you do.[/quote]

No, but I know what a present value is.[/quote]

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