Reply to What can I do on this HHI?

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[quote=Anonymous]Our 2 kids go to private because of learning disability + our public HS/MS suck (but commute and lifestyle wise, we would kill ourselves if we moved out of our hood)..

So - HHI $400k -

- Cleaner weekly (but we've had her forever and she's $100/wk which is really the same as I'm guessing paying someone every 2 wks to clean)
- Pvt school x 2 = $7500
- Eat out a lot + Whole foods/Traders/Safeway groceries
- 1 spring + 1 summer vacation annually but not always int'l + sometimes a short holiday or added summer getaway 
- tutoring for both kids as needed = 200-400/month
- Max 401k contributions x2

All this being said - 
- Our mortgage could not be lower
- We have drive 2 cars of which 1 we have a payment for
- The biggest thing is that we do not have to worry about paying for kids stuff which adding it all up is our biggest $$$ for years: their summer activities, club soccer + piano lessons, college savings and anything related to health ie therapy for 1 of our kids as needed because our kids have a trust that we can tap that kind of stuff for as needed (NOT vacations, school now or buying them a car so it's not like we won the lotto or anything but all that kids spend is huge and really is prob  more than what we would pay for their pvt school tuition now)
- 2 cats 
- we do not have a lawn service, we make our kids take turns to mow and once every spring, we hire pros to do the big landscape yard work

With how $$$ everything is now, it's still just really getting by..
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