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Reply to "Social Security at 70 worth it?"
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[quote=Anonymous][quote=Anonymous]With life expectancy of 78, why would anyone wait till 70?[/quote] 78 is the life expectancy at birth. If you already made it to age 62 your life expectancy is a decent bit higher. The average life expectancy at age is 82 for men and 84.5 for women. Life expectancy is also highly dependent upon your education level, financial status, health conditions and family history. At age 62, the Life expectancy for men in the top 20% of lifetime social security earnings is 25.6 years. So the average high income man will make it to age 87.6. For many in the DCUM crowd assuming a life expectancy of 90 is a reasonable. At age 62, the life expectancy for a man in the bottom 20 percent of social security earnings is only 77.3. You need to consider socioeconomic factors, and personal health conditions to reasonably estimate your life expectancy. [/quote]
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