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Reply to "Social Security at 70 worth it?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is it worth it to wait till 70 for social security? [/quote] I did a present value calculation a few months ago and found that 65ish (don't recall the exact number) was the best age to start, assuming life expectancy of 78-80.. We are 5 years apart (currently 60/55) and I plan on starting mine at 65 with wife to start at 70 (longevity runs in her family). She will also have a higher SS number (or whatever it is called) so the surviving spouse will get the max possible payment. [/quote] 67 is the age now for regular SS. 65 is a haircut. [/quote]
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