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[quote=Anonymous][quote=Anonymous][quote=Anonymous]They know how to budget themselves and save more money beyond their 401. You don't. [/quote]

+1
My 20 yr old college DS, had already saved most of what he has earned through internships, has ROTH, has investment account and has asked us if he can live with us after college if he gets a job locally.  My DD and SIL, routinely take stuff from our house to furnish their own.  My kids have the exact same tableware, glassware, silverware, serveware as us, so that they can take ours if they run short. We have vanilla taste.

We are comfortable.  My kids don't have student debt, they have paid cars, they don't have to pay for their wedding, [b]but they live and budget like they are starving artists. [/b]

[/quote]

That's smart. The time to do this is when you're young and it's ok to live like you're broke.

Some people are 40 years old married with kids and wonder why they don't own a house. The reason is they didn't save for the prior 15+ years and now it would be hard to live like starving artists.[/quote]

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