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Reply to "44, I don’t own a house but kids are in private and college is paid for…"
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[quote=Anonymous][quote=Anonymous]I’m not the OP, but the tone in this thread is exhausting. You all talk like generational wealth is a moral achievement instead of what it is: luck paired with good timing. The OP said they have no debt, thriving kids, college fully funded, and a stable retirement trajectory. But because they rent and don’t fit your mental picture of “wealth,” it somehow becomes open season? Homeownership is not a character trait. It’s a financial tool—and like any tool, its usefulness depends on the context. Some of you bought in 2014 or refinanced at 2.8% and act like it was your budgeting discipline, not Fed policy, that made you smart. Let’s not confuse intergenerational strategy with laziness. Or flexibility with failure. If the OP’s setup makes you uncomfortable, maybe ask why—and what it says about the limits of your own imagination.[/quote] Thank you![/quote]
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