Reply to What is your PITI and HHI?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI is $800,000
PITI: 9,000 (ugh - bought 2 years ago)

We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast. [/quote]

Wow -do you have many other financial obligations? That seems insane [/quote]

This comment stuck me because we're contemplating a similar scenario, although our HHI is $700.  I keep thinking we can do it comfortably, but maybe I need to rethink.....[/quote]

NP here. HHI also at 700k and our PITI is at 11.5k. We have other financial obligations (nanny and daycare) that amounts to about $85k a year. It’s a little tight but not to the point where we’re budgeting. We still manage to max out 401ks, contribute to 529s,  saved additional 50k on top of those. We expect either costs of childcare to go down significantly in a few years. If our income rises  then we may consider private school but don’t mind the publics here of course. [/quote]

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