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Kids With Special Needs and Disabilities
Reply to "Everything is so expensive! "
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[quote=Anonymous][quote=Anonymous]My DD recently diagnosed with ADHD, anxiety, and several learning disorders. We need for her: weekly OT, weekly therapy for anxiety, and two times a week tutoring. These therapies/tutors cost $700 a week. That doesn’t count the Dr to prescribe ADHD medication, which I’m hoping will be covered by insurance. What can we do to offset these costs? Does anyone have experience getting the therapy and OT covered by insurance and what do I need for that? Can I get the tutoring covered by insurance or talent out of a 529? Any thoughts on how to cope with these costs would be appreciated. Thanks in advance! [/quote] My 18 year old DC also has anxiety, a learning disorder, and a couple of medical conditions as well. It is terribly expensive. I agree with the previous posters who point out that you should make sure that any therapies you sign on for are evidence based. I also have worked hard to make sure that as much as possible my DC's life is not consumed by medical/therapy appointments. In high school, I've tried to limit therapy/doctor's appointments to 1-2x a week, which has meant using a type of triage system where we address the most pressing issue first (except for when there has been a sudden urgent development). I would temper a bit of the above advice with a reminder that although treatments/therapies, etc are expensive, some at least have the potential to change the tragetory of your child's life. Our DC's life is so much better now than it was when DC was first diagnosed. DC went from a child who was really struggling socially (no friends, panic attacks, ) and academically (failing tests) to a child who has a lot of friends, has leadership roles in school, and gets good grades. We drive old junkers, and don't go on vacations, and don't eat out, but it was totally worth it because our child's now has a chance at a future that DC wouldn't have had without intervention. No one has an unlimited budget, we can only do what our bank accounts allow, but the rewards for these interventions can be great. [/quote]
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