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Money and Finances
Reply to "why do so few people have two million dollar 401ks/IRAs?"
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[quote=Anonymous]Im 54 and have 1 m in my account , dh has about 1.3. Id easily have 2 million if we didn’t have kids. Or if we made more money. Our salaries simply weren’t enough to max retirement and pay for kids and save for college (200k/kid saved). In the early years it was daycare expenses then College savings. We only started maxing retirement (including catch up contributions, so about 30k each) in last few years as we hit college savings goals and salaries went up but I expect we will retire in 5 years or so with more than enough for a comfortable but not extravagant life. We also plan to downsize eventually and put extra equity to work, though not sure if as a rental property or in stock market.[/quote]
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