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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If the parent wants to SAH, then that is definitely more valuable. But not every parent is happy in this role, and that matters.[/quote]

This isn’t borne out by data. The crippling effect of college debt is.[/quote]

It’s a bit complicated.  Yes there’s  data that women with working moms end up earning more than women with SAH moms, but there’s also data on the negative effects of early daycare (especially in the first year and/or long hours) on a significant number of kids.

So not exactly clear cut.

[/quote]
There's a happy medium. As a PP stated, you don't have to save $500K for college for one kid so you feel you have to take a high paying stressful job where you are hardly home.  Most jobs aren't like that.

But to not save any money for college for your kid [u]if you are able to [/u]is a disservice to your kid.

FWIW, my parents were low/middle income, and they could not save for college because they were also trying to save for retirement, which IMO, is much more important than saving for college.  So, I worked my way through college, and it was tough. I didn't enjoy my college years.

I have done it all - sahm, work PT out of home, work PT at home, work FT out of the home, work FT at home.

I have been very fortunate to have this flexibility. Not everyone does.   We have saved enough for in state college for two kids and a decent amount for retirement.  The last thing I want for my kids is to have to pay college loans AND take care of us when we retire.  I am currently helping my parents financially.[/quote]

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