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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]"we are nowhere near the worst of it because a market crash seems to be almost guaranteed with the policy decision and layoffs"

My friend, the market has already priced this in.[/quote]

What's that you were saying?[/quote]

Market timers can't time the market so they settle for winning ?? arguments on dcum[/quote]

I’m the op “market timer” that did well during the Great Recession and mentioned on page 1 that I went 100% G fund. They’re literally arguing no one should try to time the market because you aren’t perfect and can never hit the top or the bottom.

I mentioned earlier in the thread, that’s not even my goal. I don’t mind if I sell when it’s already down some as long as I’m back into stocks when it’s lower than the price I sold at. It didn’t take a genius to see that massive tariffs would tank the stock market. I didn’t hit the top and I’m not expecting to buy at the bottom but it’s going to be hard to buy at a lower price than I sold for. But their response is basically yeah but other people didn’t do that or implying I’m lying because the internet is full of people that always win or whatever. I don’t always win but this was OBVIOUS. [/quote]

Honest question: don’t you screw up your dollar cost averaging over however many years you’ve been in to move it to G? Then you have to re-enter and it’s not like stock prices are going to be what they were 20 years ago….[/quote]

Huh? The price is the price when you sell. If you buy C fund at $1, $2, $20, when you sell you get the price it is when you sell for all your shares no matter what they cost when you bought them.

If I have 3 shares of C I bought at $1, $2, and $20 and I move them to G when C is at $100 I get $300 in G fund. If I rebuy when C is at $80 I now have 3.75 shares of C which are worth $300. If C goes back up to $100 I now have 3 shares of C worth $375, a profit. The price when I bought the original C shares is irrelevant. As long as you rebuy C at a lower price than you sold C you always make money.[/quote]

G fund pp here, thank you so much for replying for me! This is it exactly. People really don't seem to understand this. And to address the, "It will never be where it was 20 years ago" comment....do we actually know that? We don't know the ramification of tariffs this high. The last time this happened we had the Great Depression. Will that happen again? I sure hope not but I could buy in right now and get more shares than I sold for but I won't because I don't think we are anywhere near the bottom. To make matters worse, Trump is saying that The Great Depression was caused by LOW tariffs which is literally the opposite. He's also not exactly known for admitting mistakes (has this ever happened???). I think these tariffs are here for at least the near to medium term if not for his whole four years.

It's clear that Congress needs to remove or at least modify this power to control tariffs.[/quote]

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