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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]"we are nowhere near the worst of it because a market crash seems to be almost guaranteed with the policy decision and layoffs"

My friend, the market has already priced this in.[/quote]

What's that you were saying?[/quote]

Market timers can't time the market so they settle for winning ?? arguments on dcum[/quote]

I’m the op “market timer” that did well during the Great Recession and mentioned on page 1 that I went 100% G fund. They’re literally arguing no one should try to time the market because you aren’t perfect and can never hit the top or the bottom.

I mentioned earlier in the thread, that’s not even my goal. I don’t mind if I sell when it’s already down some as long as I’m back into stocks when it’s lower than the price I sold at. It didn’t take a genius to see that massive tariffs would tank the stock market. I didn’t hit the top and I’m not expecting to buy at the bottom but it’s going to be hard to buy at a lower price than I sold for. But their response is basically yeah but other people didn’t do that or implying I’m lying because the internet is full of people that always win or whatever. I don’t always win but this was OBVIOUS. [/quote]

Honest question: don’t you screw up your dollar cost averaging over however many years you’ve been in to move it to G? Then you have to re-enter and it’s not like stock prices are going to be what they were 20 years ago….[/quote]

Huh? The price is the price when you sell. If you buy C fund at $1, $2, $20, when you sell you get the price it is when you sell for all your shares no matter what they cost when you bought them.

If I have 3 shares of C I bought at $1, $2, and $20 and I move them to G when C is at $100 I get $300 in G fund. If I rebuy when C is at $80 I now have 3.75 shares of C which are worth $300. If C goes back up to $100 I now have 3 shares of C worth $375, a profit. The price when I bought the original C shares is irrelevant. As long as you rebuy C at a lower price than you sold C you always make money.[/quote]

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