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[quote=Anonymous][quote=Anonymous][quote]My parents are healthy. Oldest kid is almost 18. He would be the manger of the trust if my parents are unable. I already have separate college funds for each kid. Not sure why they would need more than what I planned.
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I don't understand why your DH would need everything and why you think your kids won't need anything but college.  What about weddings/grad school/unexpected health expenses that if you were married to bio dad you would probably help with?  If you were married to bio dad any assets would immediately or eventually flow to them, and you are taking that out of the equation.  Don't be surprised if your kids end up resenting your DH.[/quote]

The kids are getting the life insurance. That would be enough to help with a wedding. I don’t plan on paying for grad school. My kids love DH. He is very generous and they wouldn’t have the standard of living they have without his income. They also have a bio father to assist. Why should adult children receive a windfall when my DH may need to money for his elder care?

I haven’t discussed it with DH, but I think he’d leave them whatever he has left. He doesn’t have anyone else to pass wealth. I guess he could remarry, but he wouldn’t stop loving our kids. He’s raising them. [/quote]

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