Reply to At odds with spouse ove how much house we can afford

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[quote=Anonymous]You could afford either, especially with 25% down payment.  
We went with a mortgage of $999k and topped off the rest with equity. Once you hit mortgages over $1m it is painful double and triple underwriting processes that appeared totally assinine. 
3k-4k square feet should be fun for your and your family. Try Bethesda near the red line or north Arlington ( better taxes, state and county not on track to go bankrupt).. 
If you are not in a rush, try to buy a property based on VALUE and from a motivated seller. No one wants ton lose money or overpay. Be wary of realtors, they might really push you into too much he or unnecessary amenities.
If you feel your income (or job ) is volatile then don't buy so much house.
FYI, there are plenty of double income couples making $500k and up within the beltway and they are not all snobs. Some are, but the other half are people who went to grad school and work their tails off. Oh, and many people that created their own income, savings or wealth are not stupid nor flippant with their money.   So good question and good luck w/ your house search.[/quote]

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