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Eldercare
Reply to "Harris Proposes that Medicar cover Long-Term Care at Home"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I have parents in assisted living because they couldn’t afford private care and needed more support, so I understand this issue well. I do love it, but I think this negatively impacts an entire demographic no one has mentioned - first-time home buyers. If elders aren’t selling and moving in with relatives or ALFs, then we lose this housing option for young people. Thoughts?[/quote] Having some help in paying for home health aides won't keep people living independently in their homes for too long. Unless they have family living with them to do the bulk of the caregiving (evenings, weekends, and all oversight of the caregivers) people who live alone will soon need to sell and move anyhow. Who this WILL help? People like me -- married to a disabled person. We're not going to be selling this house anytime soon. Even if my spouse goes into a VERY EXPENSIVE nursing facility, the rest of the family still needs a house to live in. They won't let me move into the nursing home with him for free, either. Who will this help? Adult kids who move mom into the house with them, but who still need to work during the day. Medicare could help pay for a caregiver to come during the day. Adult children still provide the care evenings, weekends. If a single, elderly widowed lady is living on her own in a biig, big house? Medicare paying for someone to come 25 hours a week, even 35 hours a week... only lets her stay there as long as she can handle evenings and weekends on her own. Then, don't worry, she'll sell so younger people can live in that house of hers. [/quote] Did Harris specifically say her intention is to only cover 25-35 hours per week?[/quote] No but reality is that it won’t be 24/7 care. Will it happen? Not with a Republican Senate, but I for one would like to hear more about the proposal. Maybe it needs a lot of tweaking and maybe it won’t happen immediately but let’s start the conversation. I give credit to the Bush administration for creating the Medicare prescription drug program. It isn’t perfect but it has helped a lot of seniors and now the Biden administration is closing some of the loopholes and making drugs more affordable. So let’s talk about long term care. Perhaps it could even be some sort of insurance program that is subsidized. It’s basically now impossible to buy LTC insurance. [/quote]
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