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[quote=Anonymous][quote=Anonymous][quote=Anonymous]How do you budget for other very costly things in life? We are middle-class and save $100/ month per child. I don't want to save more for this because I want to also save for house renovations and vacations. I also don't want my kids to graduate from college with six-figure debt. Do you all have house funds/vacation funds, etc in your budgets?[/quote] We don't have funds for anything. We have general savings and pay what we need to. We don't have a vacation fund as we don't really take vacations. We set is as a "debt" and just pay as you would a car note or mortgage. $100 is great if that is what you can afford. Anything is better than nothing. We do major house stuff as we can. Some years we do more than others but the college fund is a huge priority and we forgo other stuff to save.[/quote]
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