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Reply to "Wills vs trusts vs neither"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Do a will and put your kids on the accounts. That gives them the most flexibility. [/quote] Some people don’t have trustworthy kids like you.[/quote] For most of us it's based on our concerns about their lack of maturity, higher levels of gullibility/stupidity, potential for scammy life partners, etc. vs. trustworthy. I can leave $5M to my kids in one shot and run the risk of them blowing it on frivolous things, putting into a joint account and their spouses taking half of it away or I can set up things so they get $200K/yr. for a looong time. Only an idiot would choose the former.[/quote]
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