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Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For helping our 18 year old to build a credit score is it better to add them as an authorized user on my cc or have them get their own card?[/quote] I am pretty sure adding them to your account will do absolutely nothing to build their credit score. It is still your account, not theirs, and you are responsible for making payments.[/quote] No, my card told us this does start to establish a credit rating for your kid. I did it. At least you are making sure the bills are paid in full, on time. Plus all adults need a card for emergencies. [/quote]
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