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Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For helping our 18 year old to build a credit score is it better to add them as an authorized user on my cc or have them get their own card?[/quote] Their own. [b]Being an authorized user on yours won’t help at all[/b]. [/quote] Yes it will. My now 21 and 19 year olds are authorized users on our accounts and have been for years. They don't have cards of their own yet. They have credit scores in the high 700s because of it. My 14 year old also is an auth user but he doesn't use his card yet. [/quote]
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