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[quote=Anonymous][quote=Anonymous][quote=Anonymous]SMBC—I make $300, 2 kids in public.  I put 30k in my 401k including the catch up.  My mortgage is $2800, car is paid off.  Kids each have $150k in their 529s.  They’re not going to  BC on that but it will pay for state school.

I have enough for vacations, food, shopping.  I have no idea how 2 adults can’t make it on $275..[/quote]
+1  Last year our HHI was $275, some of which was self employment income, which means we pay an extra 12.5% in taxes.  We are a family of 4 -- two teens, one in college.

[b]PITI is about $2400[/b]
2 cars paid off

$80K 401k (some from self employment, both over 50.)
$13K 529
$43k taxes

Net Total $136k.

Our total expenses last year was around $125K, including two vacations.

Total $261K

If you are a DINK and are barely scraping by at $275K, you are definitely living beyond your means.  [/quote]

What would your PITI be if you had to buy your house today using today's interest rates and a 20% down payment?[/quote]

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