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Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous][quote=Anonymous]My 14yo and 17yo have been authorized users on our credit card for a couple years now. [/quote] This is the correct answer. There is no legal rule on how young authorized users can be but certain credit card issuers will impose a minimum age requirement (many have no age requirement). The more important consideration is whether the credit card issuer report authorized user activity for minors to credit agencies. Some will not report that until they turn 18. That would useless for you if want to help build credit history. You need to call to ask or read the terms of service doc.[/quote]
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