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[quote=Anonymous][quote=Anonymous]I grew up middle class which was a step up from my parents blue collar upbringing, but middle class in a very low cost of living area where the range between the poorest and richest people in my town was fairly narrow. I pursued a career that got me to the top 3-5% and married a partner who grew up in the top 5%. Now I am raising my kids in this bubble of privilege.

What surprised me before kids was just how easy life is when you have disposable income and live in a community where your address allows the assumption that you are well off. Friends from “back home” talk about home sales falling through because of bungled paperwork, issues with their daycare, stuff their kids don’t have at school because of failed funding, etc. I feel like I just have less day to day drama in my life.

What continually surprises me with raising kids is how intentional I have to be in what I expose them to and what I teach them. As a kid I had to make choices between things like dance lessons and sports. I had to spend my own money on “extra” shoes or clothes or buying cotton candy at the school fair. We gave our kids bikes when they expressed interest, not as a special Christmas present. I find myself often questioning when kids should save up for items themselves and when we should buy them - and if we pay when we should ask them to wait. We’ve been lucky so far that our kids don’t ask for a lot of “stuff” and aren’t materialistic (yet?) - but that makes it hard to teach lessons about money and budgeting. [/quote]

Give your kids an allowance and teach them how to budget.[/quote]

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