Reply to Do I still need my Amex Platinum?

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[quote=Anonymous][quote=Anonymous]Best perks (IMO) for Amex Platinum:

1) Centurion Lounge access (and if you spend $75K+ in a year, for a guest as well)
2) Travel---Great rates on luxury hotels, with guaranteed 4pm checkout, possible early checkin, room upgrade if available, a $100-150 credit per stay and FREE breakfast ($75-90 credit typically).

Spouse has AmexPlatinum, I have Sapphire reserve.  I think AmexPlatinum is a better deal.  
You get enough perks (Airline credit of $200 I think, $15 off Uber monthly, TSAPre free every 5 years) that the cost is not that much
[/quote]

This is very much a YMMV situation.  I can see someone else valuing as described above, but it does not work for us,  Just as a comparison, and btw we are not clever about this “game”:

We do not value Centurion lounges highly.  Usually, they are not near our airline’s gates, often in a completely different terminal behind a different security checkpoint, and they always always are very crowded.  Further, we do not spend enough for DS to get in, let alone the kids.  Same limitations are mostly true for the new Chase and Capitol One lounges, to be fair.  On domestic flights, we do not really care about lounges.  For international travel, DS has lifetime gold status with United, so we have free lounge access for whole family at any Star Alliance lounge.

We get free nights at a widely available hotel chain, using their low cost CC (less than $100/yr) rather than pay for hotels, and we get free breakfast, free early check-in, and free late checkout anyway from our hotel status.  Hotel status is easy to maintain with a little work travel at the same hotel chain plus the annual stay credits from the hotel CC and earned stay credits from hotel CC spend.

Each person should do what makes sense for their situation…[/quote]

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