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Reply to "Long term care insurance"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]So it rubs me really wrong when the older spouse--usually male--with a shorter life expectancy--again usually male--makes a solo decision to not plan for this reasonably without really working through the details of the various situations with their spouse. [/quote] Very likely it's not men here on DCUM who keep saying "forget LTC insurance, let me die or get euthanized."[/quote] One man here who mostly feels that way. Zero desire to live to a point where I can't enjoy the basic things in life, or have no idea who my family is. My father has made clear he feels the same way, and has made it very clear in his medical directives.[/quote] I know several men who have told me that is their plan. They might not realize they won’t be able to carry it out [/quote] It's such a disingenuous, faux-macho quip. "Just shoot me; I'm not going into a nursing home..." Guess what? You don't get to decide anymore when you are mentally absent. And because you pretended that you wouldn't need any nursing home/dementia care, macho-man-you didn't save or plan for it. And when you do need it, your wife or kids are going to have to use all their money and yours to pay for it. Just stop with the macho-man routine and save your pennies. [/quote]
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