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Reply to "Nearly half of Americans have $500 or less in their savings accounts"
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[quote=Anonymous]This is both a cultural problem and a structural economic/policy problem. It is definitely common for people to experience financial difficulties due to unexpected healthcare expenses. However, there is also a cultural component that is incredibly important. Americans have a much lower personal savings rate in comparison to many wealthy European and Asian countries. There are a lot of people making bad financial decisions in the US where people in other wealthy countries would likely make better choices. [/quote]
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