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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Serious question: If you have the money in the month, why are you putting that much on a credit card on a monthly basis for your living expenses? Why not just use your checking card and have it taken out your bank account?[/quote]

We get cash back.[/quote]

Cant u get cash back from your bank card|?
[/quote]

"Cash back" in this context is free money--our card automatically gives us back 1% of what we spend, though deals vary. (Different than paying for something by debit card, then getting cash also--in that case, the amount of cash is added to the total of what you're buying. No free money there.)[/quote]

Ahh got it thanks! Geesh im kind of mad that ive been missing the cashback all these years.. iive def got to find a good cash rewards card and start charging asap!
[/quote]

A good cash back card is Chase Freedom. 1% on everything, 5% on certain categories for each quarter. Right now the 5% is for restaurants/bars/gas stations. Last quarter was grocery stores and amazon. [/quote]

Do you mind sharing what interest rate you're paying? TIA.[/quote]

I also have Chase Freedom and have no idea what the interest rate is, because I never pay carry a balance. If you carry a balance, you'd want to prioritize lower interest rates, of course.[/quote]

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