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Reply to "What would it take for you to give up a 2.75% 30 year fixed rate?"
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[quote=Anonymous][quote=Anonymous]I love and hate our 2.375% rate. We like our neighborhood/location and are in Whitman school district but house was supposed to be our starter home and is smaller than I'd like. But when we refinanced during the pandemic, mortgage dropped to $1900. Can't give that up. We are aggressively saving so that if we ever did come across a better house, we could put a substantial downpayment and rent out current house to not give up that rate.[/quote] That’s amazing. I wouldn’t give that up either. Just reframe it as you “downsized early” 😜. Our house (also starter home turned into forever home due to rates) will be just the right size again once our kids are out. [/quote]
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