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Reply to "How can someone only get 1k for social security ?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]What about a Fed’s SS? Presumably, it could be up to 3k-4k. How wildly wrong am I?[/quote] You’re not. I’m 49 and make more than $140,000 and will have 30 years in when I retire. I’ll retire in that range. So will DH who makes quite a bit more, but is over the cap. Most non-military feds get full social security. [/quote] I’m a high-ranking fed. I would get $4500 if I waited until I was 70 to start SS benefits. It’s $2800 if I take it right at 62, which is what I plan on doing since everything points to me being means tested out of the higher amount if I wait and Congress get serious about balancing the budget. [/quote] All plans would adjust benefit based on your birth year, which is fixed, not the year you start getting benefits. (I work in this area.) There is a chance of an increase in taxes on benefits, but that's a relatively small change. I'd strongly recommend waiting to 70.[/quote]
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