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Money and Finances
Reply to "Mortgage recast vs extra payments"
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[quote=Anonymous]Yes that correct, the vast majority of people with a mortgage have a very low rate. Consider this the fed’s gift to you. It’s an enduring economic stimulus to those who locked in (until life dictates one move). Below 6%: 91.8% of U.S. mortgaged homeowners have a rate below 6%, down from a record high of 92.9% in the second quarter of 2022. Below 5%: 82.4% have a rate below 5%. That’s down from a peak of 85.7% in the first quarter of 2022. Below 4%: 62% have a rate below 4%, also down from a record high (65.3%) hit in the first quarter of 2022. Below 3%: 23.5% an interest rate below 3%, near the highest share on record. The highest was 24.6% in the first quarter of 2022.[/quote]
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