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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]how old is your roof? [/quote]

It probably has 2-3 years before it needs to be replaced. But is it normal for insurance provider to just outright cancel without prior notice or opportunity to replace roof?[/quote]

Yes, it’s normal[/quote]

Please expound upon this. Homeowner for 40 years and I’ve never heard of this. [/quote]

Your ignorance doesn’t negate the truth.

Insurers are dropping policy holders for all sorts of reasons these days. Look at Florida. [/quote]

FL and CA are exceptions. Which other states is this happening?

- dp[/quote]
new poster. happened to me about 5 years ago in northern virginia. purchased a house and obtained homeowners insurance. a few days after closing, we got a letter from geico saying that we needed to replace the roof within 5 weeks or they would drop us. they had sent somebody out to inspect the property, he stood at the curb (a pretty far distance from the actual house) and took pictures of the property, and the underwriters used those pictures to make their decision. i was told there was no way to appeal the decision. the roof was 9 years old, and our home inspector and multiple roofers inspected and told us it was in good condition and did not need to be replaced.
we found new insurance, but the whole thing was pretty stressful. i have since heard (from an independent insurance agent) that it is not uncommon for insurance companies to drop people over anything less than a new roof.[/quote]

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