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Reply to "How much are you budgeting for long term or elder care?"
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[quote=Anonymous][quote=Anonymous]If you move into a continuing care retirement community and can pay the monthly rates, then you are effectively taken care of, no? The one near me is quite nice as such communities go and a 1-bedroom starts at, I believe, $6k a month for a single occupant after you've bought into it, and as long I or my estate can keep paying the 6k plus whatever normal annual increases, the community has to take care of me regardless of what happens? Even if I move in completely healthy and five years later develop alzheimers? That's my understanding. Correct me if I'm wrong! [/quote] That's correct. What if you need care before you move in? They won't allow you in once you have developed a cognitive impairment or some other kind of chronic, debilitating disease. [/quote]
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