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Tweens and Teens
Reply to "Does your teen have their own IRA or Roth?"
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[quote=Anonymous]Well, mine is lazy and doesn't even think about getting a job. He can barely do his community service for high school. Would drive me crazy if he lived with me, but he lives with his father, so I'm ok. I'm sure he is getting his act together one day, but until then, I'm maxing out my Roth and can slowly transfer money to him when I retire and even before if I feel like it. I funded mine for 2022/2023 in April and it already shows 60% return. All seem to want the best for their children and the throw not only kids' earned money into some louse fund, but the match you are all so proud of. Why? Starting early is important, but so is taking some risks before they are twenty or even twenty-five.[/quote]
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