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[quote=Anonymous][quote=Anonymous][quote=Anonymous]FIRREA agencies (the financial agencies that also operate on a different payscale than GS agencies) frequently offer STD and LTD policies for purchase to employees, but most agencies do not.

As OP points out, privately purchasing disability insurance generally requires a health check, whereas employer-provided policies frequently have an onboarding grace period where you can purchase insurance without an exam.

Also, there are two routes for donated leave--there is a leave bank, if one is already a member, as well as the Voluntary Leave Transfer Program, where agency members can donate leave directly to individuals who have applied to the program.

If your agency has a union, frequently the union is handling the communications or "begging" messages, as some people put it.

I would encourage the OP to reach out to HR, as allowing advanced leave is generally an agency decision. A supervisor can elect to not allow advanced leave for annual leave (for example, a new employee had made vacation plans before changing jobs), but I don't think they are the deciding vote for medical/FMLA issues. Also I would encourage them to reach out to HR around accommodations for their disabling event for when they try to go back to work. Unless OP has been a federal employee for less than a year and/or is already on probation, it is very difficult to separate an employee around performance issues resulting from a medical event. I know multiple people who barely worked for over a year before separation negotiations were concluded.[/quote]

This is OP.  This is incredibly helpful.  Thank you.  The information I found said that it was up to the agency's discretion whether they granted advance SL or AL, but it didn't say who in the agency, so I assumed it was the manager or chief. We don't have a union.  HR said I could ask my friends to donate to me, which is horrifying.[/quote]

try to not view it as horrifying-- many folks in an agency do end up with lost leave, and while it's always easier to get donations at the end of the year when folks are staring down the barrel of lost leave, anyone who has restored use or lose also has an expiration date looming for that leave. you'd just be letting people know that you're on the transfer recipients list, if they are in the position of considering donating leave.[/quote]

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