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Reply to "How much mortgage can we afford?"
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[quote=Anonymous][quote=Anonymous]If I had waited until my student loans were paid off to buy a house I would have missed out on most of the appreciation that allowed me to buy a bigger, nicer house. I don't think that's necessary. That said, you just need to figure out how much you can comfortably spend on PITI and go from there. [b]Your current rent is probably a good starting point, maybe you can go a little higher since you have been able to save a lot.[/b][/quote] Strong disagree. She hasn't paid her student loans in years. It has to be close to $2k/month at that number, it would be foolish to assume that she can spend her current rent + some or all of her current savings on a mortgage without factoring in the huge bill she's facing down now.[/quote]
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