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Reply to "Another how much PITI can we afford post"
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[quote=Anonymous][quote=Anonymous]Our Hhi is 255k and our PITI is 4k. Totally fine for cash flow. We have more in retirement but we are older and only started saving aggressively for retirement in our mid 40s…. Do you have stable jobs? Will you have a pension? We travel, eat out, (but brown bag lunches) drive old cars , house bimonthly cleaners. Kids have expensive camps but no more nanny. Will we be able to pay full fee for vassar for both kids?? Not easily but kids will get in state tuition in Virginia schools or we will recalibrate. [/quote] Thanks, you sound similar to us. No pension for us though. We brown bag lunches and will drive our cars till they must be replaced, then will replace with used (but newer) cars, etc. We do eat out and find ways to travel by deal shopping and travel card points; DH travels for work and we use his accrued points. No home cleaners except occasional when we're up to our ears in mess and too busy to deal. We do try to live a little too.[/quote]
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