Reply to Are you scared of being dependent on others in old age?

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[quote=Anonymous]Ah, sorry to wake you up but this is naive. Home care is incredibly expensive, for starters. Secondly, those home care agencies promise the world but do not deliver. Are you ok with a new caregiver every few weeks due to high turnover at those places that pay the staff poverty wages? Some of the caregivers are not very good, remember “poverty level wages” they receive from the agency. New strangers in your home is dicey. We had some of them try to bring their kids with them to “hang out” in the house while they worked (not technically allowed but they try to slip by the rules of the agency) and other such things. The other option is hiring someone privately but they never want to be taxed by IRS so is technically illegal and that causes complications. You need to realize there is no good option for you. A stepped facility is great up into you reach the nursing home stage and then it’s never great. I could go on…..

[quote=Anonymous]No, I would just pay for the service of home care. [/quote][/quote]

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