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[quote=Anonymous][quote=Anonymous]Op here with some salient additional information:

1) I make around $100,000 per year but I really work for my health insurance and retirement, which we get through my job. 
2) our house isn’t big enough for an au pair and I don’t really feel like having a late teen/early 20 year old to also take care of (per experiences from friends who have had au pairs)
3) we do have bi-weekly cleaners and landscapers who cut the yard and do clean ups/weeding/etc
4) we are still paying off student loans (+$250,000 between DH and myself undergrad plus grad for him and grad for me) but should be done in 3 years thank god. So between student loans and daycare costs the past 8 years we are severely behind on retirement and savings

I think what would really help is someone in the afternoons to help kids with homework/shuttle them around when needed/make dinner/help with laundry. So someone 3-4 hours a day. Is that possible? How much would that cost? [/quote]

You have a combine HHI of over $600K, you can easily afford full time help and then you get rid of the day care/after school care.

You can also quit and stay home and get health insurance from his job and save for your retirement separately via his income.[/quote]

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