Reply to If you classify yourself as UMC, how much do you spend in total each month?

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Reply to "If you classify yourself as UMC, how much do you spend in total each month?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It doesn’t seem people are factoring the big expenses. Vacations can add up. Also how about new cars or home renovations. I feel like we update a room in our house every 2-3 years. A car every 5 or so years.

We make 440-550k depending on bonus. Our regular spending is about 11k. But that doesn’t include vacations and car/home projects. Those are big one off things but they happen frequently and are big line items.[/quote]

I factored those in, we are just spending less than you are. I budget $1k/month for vacations ($12k/year total.) Cars are bought when we get a bonus and we keep them for 10 years. We don't do major home renovations. We fix or replace things that are broken. Appliances, replace an old couch, get some new carpet, etc. But we feel like new kitchens and bathrooms are a total scam/waste of money. Same with redecorating just for the sake of doing so. [/quote]

I was OP. That is why I factor in 1-2k a month for one offs.

Most months we don't need them but if we need to drop 10k on a new hvac system thats only 5 months of my "budget"[/quote]

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