Reply to Car jacking assailant turned victim?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Despite what DC Govt believes and what the vast majority of this forum believe, when you report your car stolen to your insurance, you don't just end up with the same car delivered to your house ready to drive. You are beginning an odyssey of losing money, fighting insurance, looking for a car, dealing with the DMV and paying costs associated with all of this.

If you bought a 2022 car that was a year old in January for $30k,your insurance is going to give you some figure less than that minus your deductable and now you have to start looking for a car. You are losing money. And these equations never put a value on your time. Congratulations, you are supporting the DC stolen vehicle racket. [/quote]

Kind of like getting your car damaged in an accident that's not your fault. For example if I'm driving down a parking lot aisle, and a driver backs into me (from a spot), it's their fault. So if I see it possibly happening, I don't just sit there, I take evasive action like hit the brakes, quickly drive around, etc.

And if they did hit me, like happened a few months ago, then I'm in for a huge time suck-- coordinating with insurance; coordinating with body shop; taking vehicle there and picking it up, and so on. It took me many hours, and all to get back a car that no longer has a dent in it.[/quote]

This is soooo wrong legally and it just happened to me so I can give you an actual example.

I was driving your EXACT scenario in Bethesda. Lady backs into me. We exchange information. Both of us contact our insurance companies. I then drop box both insurance companies the dashcam of the incident and in less than a day the nice lady's insurance company accepted 100% accountability for the incident.

The reason insurance companies split so much in the course of an accident is because they don't want to go to court. So they simply agree. But if you have dashcam footage removing doubt, all of a sudden insurance companies take on an entirely different tact. My $600 dash cam installation completely more than paid for itself with one parking lot accident.[/quote]

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