Reply to I always hear that people are living beyond their means, but…

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]

DP, Agreed, for context, as immigrant Asians we have a frugal mentality. Our HHI is 600K, PITI is less than 3K, mid 40's, kids in public school.. ~$3M NW but we still stress about money. I am just the type of person who just stresses about the money. Even if our HHI was a $1M, it's just a personality trait[/quote]

For 600k HHI and that low PITI, your NW is kind of low.  [/quote]

Ha, you wish. Their HHI a has obviously grown over time. [/quote]

NP here and I agree their net worth is low. Mid-40s as well, HHI was $300k until Oct last year and we have a similar $3 mil+ net worth. [/quote]

Thanks for the comment, how much do you save per year? We did make some bad investment choices early in career, plus had substantial student loan debts from MBA and masters. I started working when I was 31 in US (my India savings/work experience didn't really count). Now we have majority of investments in Index funds. I thought we were doing okay, but based on other comments, doesn't seem like[/quote]

Forgot to add 0 family help, in fact we provided some financial help to siblings back in India[/quote]

You should be proud to be doing so well as a recent [/quote]

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