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Reply to "Taxed a lot because spouse makes six figures. "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Op, it’s good you are asking these questions. You have time to sort things out do you feel comfortable with your own financial security. What is a good career path for you? Nursing? Medical assistant? Dental hygienist? Teaching? Your part time hours spent right now would be better off taking classes for certification towards a future professional career. Ideally you could start that job when your kids start school. Schools are desperate for substitutes right now. You could sign up as a lunch monitor or recess monitor and see if that’s a good fit for you. The kids will be in school in a few short years. If you were able to get, say, a teaching assistant job by then with healthcare and retirement benefits you can really take control of your financial future. Your husband does make some conservative financial decisions and on the whole that’s better than the opposite, but you need to have your own backup plan for your future earning potential. Good luck. [/quote] Op here. I do get benefits with my job.now and we already have heath care with his work. The pay lower for teachers assistant and also fewer hours per day, so I need to work more days. Maybe depends on the district. At Starbucks, I make $16 and should get a raise to $17 soon because they do a raise after 60 days. My manager said I was doing great and going above and beyond. [/quote] But let’s think long term-do you want to manage a Starbucks store for ten years? Cover shifts that other employees have dropped? Work weekends and nights indefinitely? Starbucks is getting a lot out of you, trust me, they are a billion dollar company, they pay you no more than they have to. but you need to make sure you are getting something worthwhile. The teaching assistant job would probably come with a pension and would allow you to work the hours that your kids are in school and not have to pay for after care. Plus it would allow for growth, moving up into teaching or administration in a very family friendly occupation. You could pick up tutoring or barista work in the summers too. Taking a hit right now on your pay which is actually not that great is worthwhile if you are building up to future earnings. [/quote] She can switch hours once her kids are in school. She never said anything about managing it. Not everyone wants to work full-time. Maybe she doesn't want to be around kids all day and then come home to them. [/quote]
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