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Reply to "Taxed a lot because spouse makes six figures. "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Op, it’s good you are asking these questions. You have time to sort things out. Do you feel comfortable with your own financial security. What is a good career path for you? Nursing? Medical assistant? Dental hygienist? Teaching? Your part time hours spent right now would be better off taking classes for certification towards a future professional career. Ideally you could start that job when your kids start school. Schools are desperate for substitutes right now. You could sign up as a lunch monitor or recess monitor and see if that’s a good fit for you. The kids will be in school in a few short years. If you were able to get, say, a teaching assistant job by then with healthcare and retirement benefits you can really take control of your financial future. Your husband does make some conservative financial decisions and on the whole that’s better than the opposite, but you need to have your own backup plan for your future earning potential. Good luck. [/quote] Op here. I do get benefits with my job.now and we already have heath care with his work. The pay lower for teachers assistant and also fewer hours per day, so I need to work more days. Maybe depends on the district. At Starbucks, I make $16 and should get a raise to $17 soon because they do a raise after 60 days. My manager said I was doing great and going above and beyond. [/quote] Op, keep doing what you're doing if it makes you happy. Having a career isn't always fun and you'll spend less time with your kids and it sounds like you will need to take care of all of the housework too. People here are too obsessed with high paying jobs. You will also need to go into debt to pay for college if you study nursing or something like that. Studying while having young kids is very hard. You could max out your IRA roth and still have money left over to do what you want. [/quote]
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