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[quote=Anonymous]OP, so much depends on the field. I found a one-year program, took out a loan to cover the tuition, borrowed 10K from my parents (who cashed in some retirement as they couldn't believe they had a kid admitted to an HYPSM) for my living expenses, found room mates, and tapped a bit into my savings. Most people would probably not do that, but I decided keeping my housing costs as low as possible for one year was the most sensible approach.

I found a job paying $20K more after graduation (big increase in nonprofit world) and threw my money at the loans and paying back my parents. After five years, I was done with all the payments.

FWIW, I had always thought I would be a lawyer. Decided not to apply right after college and then never did so, partially due to cost. I am so glad I stuck to my path. I would have been saddled with debt for decades, especially as I would not have gone into corporate work. Best financial decision I ever made.

Again, so much of how you are able to finance depends on the field.[/quote]

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