Reply to $300K+ income households, how much are you saving per year?

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Reply to "$300K+ income households, how much are you saving per year?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI: about 600k this year. It varies with the market.

401ks + match: $52k
HSA: $7200
529s: $8k
Brokerage/CDs: $110k although the market is so down that we're honestly not up that much since last year.

Total is about $180k saved, which is 30%. That's a good percentage but I really feel like at this income we should be doing better. We spent way too much on vacations this year. Trying to make up for lost covid time I guess. [/quote]

This is our exact breakdown - 600HHI, saved $184K. We saved only 30% primarily because we blew a ton of money on vacation to make up for lost time, and bc both DH and I have country out of state/country. The 30-40K on vacations should be invested but we don't spend much elsewhere (no private schools; mortgage $3.5K; no luxury cars; etc). My goal is 33% but 2023 is looking to be another big vacation year. Guess you only live once. [/quote]

Poster you replied to here and LOL I feel like we're the same people. Also public schools, one paid off reasonable car, same mortgage. We also spent about 30k on travel. And already booked one week in Europe next year, one week at the beach, and H is trying to talk me into a second Europe trip. Here's hoping for a better year in the market... [/quote]

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