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Reply to "$300K+ income households, how much are you saving per year?"
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[quote=Anonymous][quote=Anonymous]HHI: about 600k this year. It varies with the market. 401ks + match: $52k HSA: $7200 529s: $8k Brokerage/CDs: $110k although the market is so down that we're honestly not up that much since last year. Total is about $180k saved, which is 30%. That's a good percentage but I really feel like at this income we should be doing better. We spent way too much on vacations this year. Trying to make up for lost covid time I guess. [/quote] This is our exact breakdown - 600HHI, saved $184K. We saved only 30% primarily because we blew a ton of money on vacation to make up for lost time, and bc both DH and I have country out of state/country. The 30-40K on vacations should be invested but we don't spend much elsewhere (no private schools; mortgage $3.5K; no luxury cars; etc). My goal is 33% but 2023 is looking to be another big vacation year. Guess you only live once. [/quote]
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