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Reply to "Divorce, refinancing gut check"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Op here again. Thanks everyone. I already feel like I put enough personal info to potentially be identified so I'll stop answering the requests for more details... But I can get a 5/5 ARM for 5.625% and bring down monthly payments $400. I'm inclined to go this route. The idea to ask my parents to float some of the cash out (or perhaps maybe some of the college costs) is an interesting one... I will think about that too. I could find a cheaper place to buy... townhouse with 3 br in a decent but not as good school district and save about 40k potentially... but in this home I also know many major things have been updated in the past five years. Roof and gutters, hvac, furnace, flooring, hot water heater...[/quote] I would do the arm and save the $400/month. [b]I don't think the move is worth it to save $40k[/b]. [/quote] +1 especially given that her side hustle will bring her that income.[/quote]
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