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[quote=Anonymous][quote=Anonymous]The die isn’t cast here, OP. Your in laws have already spent recklessly but there are options from here on out — “helping” them budget their remaining funds and make lifestyle changes now in exchange for helping them some when the money does run out versus fully supporting them when the money runs out versus letting the government take care of them versus finding a retirement community NOW that they can afford either on their own (proceeds from house) or with minimal help from you. The die isn’t cast.[/quote]

Yes, you are right. I guess I feel cast in the sense that there is no way to get that money back and now we have to face this when we have other pressing demands.

So here's where I'm in a quandary: the CW I heard with my parents is that the least expensive option is to remain in the family home as long as possible. Is that still the case? Or have others heard to the contrary? From what I can tell, I think my MIL will be able to get along for awhile at home, including driving (always has been a good driver and continues to be so). IDK, however, how long my FIL will be able to manage or my MIL manage w/him.

I guess there are no real right answers here. My parents' situations were dictated by money, then finding the best place within that budget. Just wish I had a better sense if there a preferred way to proceed.

Thanks for breaking out the options - very helpful.[/quote]

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