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Eldercare
Reply to "Mom's memory care increasing 1k a month"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I would look into Medicaid too. She may be eligible for spend down. Talk to a lawyer.[/quote] I just feel like people don't read anymore. The OP clearly states that the mother gets a pension. You can't spend down a pension.[/quote] Yes, you can spend down a pension. In Maryland at least. Don’t know about other states. Your assets have to be spent down below $2500. Then if nursing home costs say $13,000/month and pension/SS is say $5000, the state will take all but $93 of the $5000 and cover the rest. It’s best to place loved one in a nursing home that takes Medicaid and have them spend down their assets to below $2500 and the social workers will apply for Medicaid when they are eligible. They will be Medicaid pending while applying. 5 years of bank statements are required.[/quote]
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