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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I was out for 6 years when my kid was young.  I kind of had to be and don't really regret it, but now I see that my social security benefits really took a loss from that empty space where I made no money to raise my social security benefits and also contributed nothing to my 401k.

Now I'm in my 50s and really need to make up my retirement savings.  If we get divorced, I will be in a tough spot.  Husband's salary went up of course ha as did his social security benefits while I did almost all the work at home.  You don't really know what will happen to your marriage and you might need to take care of yourself at some point, so be wary is what I'm saying I guess.  It might seem like an escape but that might just be temporary and then you have different, perhaps bigger, problem.[/quote]

No, they are all rich and have perfect, loving, understanding husbands. Just ask them. [/quote]

I’m the one whose Dh told me to consider myself retired.

I earned more than Dh when we got married. I put the down payment down on our first and second homes. I have my own savings and ownership interests on deals I worked on before I stopped working. I also handle all our joint finances. Our retirement and kids’ college funds are all fully funded. Before the markets tanked, I thought we had too much money in our kids’ college accounts.

If Dh stopped working tomorrow, we would be fine. If he died or we got divorced tomorrow, I would also be fine financially. If I received nothing from Dh if we ever got divorced, I would be ok financially but I would get some portion of our joint assets that were accumulated during our marriage.

If I didn’t have my own money and Dh didn’t earn more than enough to support our lifestyle, I would have gone back to work. Getting some flexible WFH job that pays $100k won’t make any change in our life.[/quote]

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